Ramon Gonzalez's Blog Posts

8 Signs A Buyer Is Ready To Stop Renting

Many renters have a nagging dream to own a home but a general attitude that it won’t work out, so why try? The answer to these questions might help them commit.Renting a place to live may give you

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Inexpensive Kitchen Remodel Using Ikea And Adding Value To Home

Inexpensive kitchen remodel using Ikea and an inexpensive way to add value to your home!Please call me at 305-630-3303 for a no obligation consultation on how to obtain the best value for your

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Could The 30 Year Mortgage Be Detrimental To Your Financial Wellness

Could The 30-Year Mortgage Be Detrimental To Your Financial Wellness? Which mortgage loan is best: the 15-year or 30-year? It’s one of the most common questions we receive in this

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FHA Vs VA Loan Which One Is Right For You

FHA vs. VA Loan: Which One Is Right For You? An FHA loan might be an option for a veteran or service member with a lower credit score.With no down payment or mortgage insurance requirements, VA

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How Credit Score Affects Your Mortgage Rate

How Credit Score Affects Your Mortgage RateCredit scores directly impact mortgage interest rates. Just 100 points could cost, or save, you thousands.Without a high credit score, you won’t qualify

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Recent Study Says Miami Is The Hardest City To Get A Mortgage In The Country

This is Part of My Continuing Series in Helping Clients Buy Their Home Of Their DreamsAs part of my continuing educational series in helping folks buy their dream home, I wanted to share

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10 Worst Mistakes First Time Homebuyers Make

As part of my continuing series on the do's and don'ts and helpful tips for folks looking in to buying a home below is an easy to read list of the 10 things that you should strongly consider when

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Not All Home Improvements Are Created Equal

7 Home Improvement & Remodeling Ideas that Increase Home Value (And What to Avoid)Many home improvement projects don’t add value to your home, especially in a down market. In fact, some

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Great Ideas For Small Kitchens

Special Emphasis on the minimal amount of cabinets which can be the costliest part of any remodel.  If you want to learn more on how to get the BEST value for your home, please contact me

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Decorating Your Home With Plants Inexpensively And Its One Of The Best Ways To Showcase Your Home

Decorating Your Home With Plants Inexpensively And it's One Of The Best Ways To Showcase Your HomeWhen you are showcasing your home one rule is tried and true, “less is more” and this 

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How To Boost Your Chances Of Getting A Mortgage

As part of the ongoing series in educating customers in the largest purchase that they will make in their lifetime.This handy and easy to read checklist is a good guideline to help you be prepared

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People Are Staying In Their Homes Longer A Big Reason For Slower Sales

People Are Staying in Their Homes Longer — a Big Reason for Slower SalesAmericans are staying in their homes much longer than before, creating a logjam of housing inventory off the market that

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Try These Tips To Sell Your Home Faster

Use it a s a checklist and you will be amazed on how these inexpensive steps can help  in making your home more inviting to a potential buyer.https://tinyurl.com

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Comprar O Rentar La Respuesta Es COMPRAR Especialmente Con El Nuevo Programa De El FHA Este Video Le

Comprar o Rentar? La Respuesta es COMPRAR! Especialmente con el Nuevo Programa de el FHA. Este video le explica las diferencias entre los dos.Los préstamos de la FHA han estado ayudando a las

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New FHA Rules Make It Easier For First Time Home Buyers To Purchase Condos

New Federal Housing Administration rules make it easier for first-time home buyers to purchase condosThe changes are designed to aid first-time homeowners, minorities and seniors and unlike

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Estudio Reciente Dice Que Miami Es La Ciudad Mas Dificil De Conseguir Una Hipoteca En Los EEUU

Las 15 ciudades de EE.UU. donde es más difícil obtener una hipoteca,Como parte de mi serie continuada en ayudar a la gente a comprar su casa de tus sueños, quería compartir con mi audiencia

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6 Consejos Faciles Para Ayudar A Aumentar Su Puntuacion De Credito

6 consejos fáciles para ayudar a aumentar su puntuación de créditoEstablecer una buena puntuación de crédito no es un proceso complejo, pero es una parte vital de su panorama financiero.

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6 Easy Ways To Raise Your Credit Score

6 easy tips to help raise your credit scoreThis is part of the continuing series on how to assist folks in preparing their credit so they can qualify to buy the home of your dreams. Please

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Competition For Homes And Rentals Is Increasing In Miami

Nearly a fifth of all homes sold in South Florida are bought by investors, study saysIf you are waiting for prices to drop you may be waiting a long time. As I stated in my previous posts, with

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Miami Ranks 1 In The US In Mortgage Denials

Mortgage Lenders Turn Down About 1 In 10 Florida BuyersLendingTree study: The number of buyers approved for a mortgage loan has hit a post-recession high, but of 50 cities with the most denials, the

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How To Get A Lower Mortgage Interest Rate On Your Home

This is a short but insightful article on the steps that you take NOW to assist you in getting the lowest possible rate on your mortgage. Please keep in mind that for most of us this will be the

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In An Expensive Real Estate Market Like South Florida Every Penny That You Make Counts

Those weekly splurges cost $7,400 extra annually. Here are the biggest budget bustersI often tell clients that the most important thing that they can do to help themselves is to create a financial

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Millionaires Believe That Real Estate Is Still The Best Investment You Can Make Today

This advice is even more relevant than ever since we are "living" in a world where we might see "negative" interests rates, possibly within the next five years. Consequently, this type of

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Here In Florida We Are Facing An Apartment Shortage No Wonder Rents Continue To Rise

This is why I advise clients that time is not their friend when searching for a new place to live....Please see the link to the short article below. https://www2.floridarealtors.org/news-media

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